In today's digital age, safeguarding your personal information is more crucial than ever. With identity theft and fraud on the rise, it's imperative to take proactive steps to protect yourself. Below, we've outlined some essential methods to shield yourself against potential threats.
Read MoreReddit has been a hot topic lately in the financial world as the company files for IPO in March of 2024. For Reddit employees or former employees with equity holdings, it is crucial to approach this IPO with a well-informed financial planning perspective.
Read MoreYou can do better than indexing…
Read MoreWhen launching a startup, there are several key considerations that you should keep in mind. It's important to carefully evaluate each of these elements to make informed decisions that align with your business objectives and long-term plans. Here’s a guide for startup founders to build your company.
Read MoreInvestors may wonder whether stock returns will suffer if inflation keeps rising. Here’s some good news: Inflation isn’t necessarily bad news for stocks.
Read MoreIn this presentation to other financial planners Kiersten demonstrates her deep knowledge of company equity and various financial planning strategies to consider.
Read MoreFor Instacart employees or former employees with equity holdings, it is crucial to approach this IPO with a well-informed financial planning perspective.
Read MoreThe tech industry is renowned for its fast-paced environment, innovation, and potential for high reward. However, the demanding nature of the work often causes burnout and stress. If you find yourself trapped in a stressful tech job that is taking a toll on your mental and physical well-being, it may be time to consider making a change.
Read MoreSo you’ve noticed your grocery bill, restaurant bill, family vacations, home appliances, gasoline, and even homes prices and stocks have all gone up significantly more than the official Consumer Price Index (CPI) numbers. Even if your wage increases have kept up with inflation you may be feeling like you just can’t keep up with price increases.
Read MoreQSBS status can lead to substantial tax savings when you sell your shares, making it an attractive option for those involved in startups. In this blog post, we'll briefly explore what QSBS status is and the steps you can take to qualify for it.
Read MoreSudden market downturns can be unsettling. But historically, US equity returns following sharp declines have, on average, been positive. A broad market index tracking data since 1926 in the US shows that stocks have tended to deliver positive returns over one-year, three-year, and five-year periods following steep declines. Cumulative returns show this trend to striking effect, as seen in Exhibit 1.
Read MoreMuch like other disruptive technologies, Bitcoin has been heavily criticized and largely misunderstood. It is now positioned to challenge the legacy finance system as it reshapes our understanding of money.
Read MorePlanning to start a family as an LGBTQ+ couple or single person has some unique challenges that an intended parent, or parents, must consider.
Read MoreSome investors may worry about the stock market sinking after a recession is officially announced.
Read MoreEmbarking on the journey of homeownership is an exciting step in life, but it's essential to acknowledge the misconceptions that can cloud our judgment. There are numerous prevalent myths surrounding home ownership. Many may draw at your emotions, rather than relying on financial science.
Read MoreThe latter half of this year is poised to witness a flurry of highly anticipated Initial Public Offerings (IPOs) from tech giants like Instacart, Stripe, Reddit, Databricks, and Discord. For employees of these companies with equity holdings, it is crucial to approach these IPOs with a well-informed financial planning perspective.
Read MoreHere’s the good news: Stocks have delivered rewarding returns in the long run, even after adjusting for inflation.
Read MoreIncentive stock options (ISOs) are high risk, high reward opportunities, which often leads to high stress. Exercising early can be incredibly risky as it’s possible that you exercise before the stock falls in value. On the other hand, you can potentially save big on taxes if you exercise early, the stock soars, and you divest at the right time. Stock options are just one more consideration that leads to anxiety for startup founders and employees.
Read MoreWhile it is true that all hegemonies and global reserve currencies eventually fade, the fears surrounding the U.S. dollar are overblown. The U.S. dollar is still dominant with no realistic challengers, and it’s still incredibly safe to invest in U.S. companies.
Read MoreGoing public should not be the goal for every successful startup and small business. Founders need to plan for a variety of alternative liquidity and profitability options to maximize payouts and even lifestyle.
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