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535 Mission Street
San Francisco, CA, 94105

415 494 8262

We are a team of fee-based CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals committed to transparency and the fiduciary standard of care. Our relationship-based, comprehensive approach to wealth management and financial planning is designed to create and conserve wealth while providing our clients with financial peace of mind and an increased quality of life.


Our History

Our History


Financial peace of mind isn't attained by acquiring more possessions. It's attained by living on less than you earn, so that you have money to invest and money to give.


Citrine Capital was founded in 2014 to provide Gen X and Gen Y tech professionals and Bay Area families with straightforward, no nonsense, comprehensive financial planning and wealth management. Citrine's founders, Ryan Cole and Jijrayr Kembikian cut their teeth working in the world of brokers dealers and commission based investment and financial products. Over time they became disillusioned with the broker dealer model and the inherent conflicts of interests that existed between the clients and their financial advisors. Citrine Capital was created to eliminate these conflicts of interest by providing fee-only financial planning and wealth management.