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When deciding on the best entity type for your business, there are several factors to consider, especially when it comes to taxation. One popular option for small and medium-sized businesses is the S-Corporation election, which can provide significant tax savings as well as limited liability.

The AI industry is experiencing unprecedented growth, with advancements in technology rapidly transforming various sectors. As the industry continues to expand, employees at AI companies face unique challenges and opportunities that require careful consideration and strategic planning.

Business owners have significant flexibility with tax deductions, offering numerous tax advantages depending on their specific line of business. It's crucial to stay informed and proactive in identifying these opportunities to maximize your tax benefits.

As a business owner or entrepreneur, managing your expenses wisely can significantly affect your bottom line and your tax bill. One area where you can realize substantial tax savings is through the strategic deduction of your car's operating and ownership costs.

Once you've reached financial independence, understanding the emotional and psychological stages you may go through can help you navigate this new phase of life. Here’s how to embrace and make the most out of each stage post-financial independence.

Starting a business involves decisions on various crucial factors. It's imperative to carefully assess each of these aspects to ensure well-informed choices that are cohesive with your business goals and future aspirations.

In the dynamic landscape of the tech industry, there are many considerations when applying for and evaluating job opportunities. Securing a job offer should not just be about your total compensation, especially if you have to materially rely on a promise of future financial rewards tied to the company's success for your own success.

In today's digital age, safeguarding your personal information is more crucial than ever. With identity theft and fraud on the rise, it's imperative to take proactive steps to protect yourself. Below, we've outlined some essential methods to shield yourself against potential threats.

Reddit has been a hot topic lately in the financial world as the company files for IPO in March of 2024. For Reddit employees or former employees with equity holdings, it is crucial to approach this IPO with a well-informed financial planning perspective.

You can do better than indexing…

When launching a startup, there are several key considerations that you should keep in mind. It's important to carefully evaluate each of these elements to make informed decisions that align with your business objectives and long-term plans. Here’s a guide for startup founders to build your company.

Investors may wonder whether stock returns will suffer if inflation keeps rising. Here’s some good news: Inflation isn’t necessarily bad news for stocks.

In this presentation to other financial planners Kiersten demonstrates her deep knowledge of company equity and various financial planning strategies to consider.

For Instacart employees or former employees with equity holdings, it is crucial to approach this IPO with a well-informed financial planning perspective.

The tech industry is renowned for its fast-paced environment, innovation, and potential for high reward. However, the demanding nature of the work often causes burnout and stress. If you find yourself trapped in a stressful tech job that is taking a toll on your mental and physical well-being, it may be time to consider making a change.

So you’ve noticed your grocery bill, restaurant bill, family vacations, home appliances, gasoline, and even homes prices and stocks have all gone up significantly more than the official Consumer Price Index (CPI) numbers. Even if your wage increases have kept up with inflation you may be feeling like you just can’t keep up with price increases.

QSBS status can lead to substantial tax savings when you sell your shares, making it an attractive option for those involved in startups. In this blog post, we'll briefly explore what QSBS status is and the steps you can take to qualify for it.

Sudden market downturns can be unsettling. But historically, US equity returns following sharp declines have, on average, been positive. A broad market index tracking data since 1926 in the US shows that stocks have tended to deliver positive returns over one-year, three-year, and five-year periods following steep declines. Cumulative returns show this trend to striking effect, as seen in Exhibit 1.

Much like other disruptive technologies, Bitcoin has been heavily criticized and largely misunderstood. It is now positioned to challenge the legacy finance system as it reshapes our understanding of money.

Planning to start a family as an LGBTQ+ couple or single person has some unique challenges that an intended parent, or parents, must consider.

Some investors may worry about the stock market sinking after a recession is officially announced.

Embarking on the journey of homeownership is an exciting step in life, but it's essential to acknowledge the misconceptions that can cloud our judgment. There are numerous prevalent myths surrounding home ownership. Many may draw at your emotions, rather than relying on financial science.

The latter half of this year is poised to witness a flurry of highly anticipated Initial Public Offerings (IPOs) from tech giants like Instacart, Stripe, Reddit, Databricks, and Discord. For employees of these companies with equity holdings, it is crucial to approach these IPOs with a well-informed financial planning perspective.

Here’s the good news: Stocks have delivered rewarding returns in the long run, even after adjusting for inflation.

Incentive stock options (ISOs) are high risk, high reward opportunities, which often leads to high stress. Exercising early can be incredibly risky as it’s possible that you exercise before the stock falls in value. On the other hand, you can potentially save big on taxes if you exercise early, the stock soars, and you divest at the right time. Stock options are just one more consideration that leads to anxiety for startup founders and employees.

While it is true that all hegemonies and global reserve currencies eventually fade, the fears surrounding the U.S. dollar are overblown. The U.S. dollar is still dominant with no realistic challengers, and it’s still incredibly safe to invest in U.S. companies.

Going public should not be the goal for every successful startup and small business. Founders need to plan for a variety of alternative liquidity and profitability options to maximize payouts and even lifestyle.

Since 1926, the US stock market has rewarded investors with an annualized return of about 10%. But returns in any given year may be sky-high, extremely poor, or somewhere in between. 

Teaching your children about financial responsibility is one of the most important gifts they can receive. While it can not only set them up to become financially independent, it also teaches them important life values such as self-discipline, strong work ethic, and delayed gratification

Founders and early employees of companies are often granted equity that can meet the rules for Qualified Small Business Stock (QSBS). QSBS treatment can provide significant tax benefits by excluding or reducing capital gains taxes when the stock is sold.

When deciding on the best entity type for your business, there are several factors to consider, especially when it comes to taxation. One popular option for small and medium-sized businesses is the S-Corporation election, which can provide significant tax savings as well as limited liability.

The AI industry is experiencing unprecedented growth, with advancements in technology rapidly transforming various sectors. As the industry continues to expand, employees at AI companies face unique challenges and opportunities that require careful consideration and strategic planning.

Business owners have significant flexibility with tax deductions, offering numerous tax advantages depending on their specific line of business. It's crucial to stay informed and proactive in identifying these opportunities to maximize your tax benefits.

As a business owner or entrepreneur, managing your expenses wisely can significantly affect your bottom line and your tax bill. One area where you can realize substantial tax savings is through the strategic deduction of your car's operating and ownership costs.

Once you've reached financial independence, understanding the emotional and psychological stages you may go through can help you navigate this new phase of life. Here’s how to embrace and make the most out of each stage post-financial independence.

Starting a business involves decisions on various crucial factors. It's imperative to carefully assess each of these aspects to ensure well-informed choices that are cohesive with your business goals and future aspirations.

In the dynamic landscape of the tech industry, there are many considerations when applying for and evaluating job opportunities. Securing a job offer should not just be about your total compensation, especially if you have to materially rely on a promise of future financial rewards tied to the company's success for your own success.

In today's digital age, safeguarding your personal information is more crucial than ever. With identity theft and fraud on the rise, it's imperative to take proactive steps to protect yourself. Below, we've outlined some essential methods to shield yourself against potential threats.

Reddit has been a hot topic lately in the financial world as the company files for IPO in March of 2024. For Reddit employees or former employees with equity holdings, it is crucial to approach this IPO with a well-informed financial planning perspective.

You can do better than indexing…