Comprehensive Asset Protection
You’ve already begun building a strong financial future for yourself and your family. Now, protect and preserve your assets along with your goals, legacy, and peace of mind.
We offer a full suite of asset protection services tailored to every aspect of your financial life, from estate planning to insurance advisory.
Protect Your Legacy with Personalized Asset Protection
Asset protection encompasses a diverse range of services and strategies designed to protect your assets against legal issues, unforeseen events, and administrative risks.
Asset protection is essential for high-income individuals and their families. Without it, you risk exposing your hard-earned wealth to avoidable losses and long-term financial setbacks. With the right plan in place, you can maintain control over what happens to your assets — ensuring your wishes are carried out and the people and causes you care about are protected.
We’ve built our reputation on crafting future-proof financial strategies that balance protection and flexibility. Our advisors understand the unique risks you face as a high earner in a high-cost-of-living environment and are equipped with the knowledge and experience needed to help you make smart decisions that evolve as your life and goals change.
Strategic Asset Protection Planning Services for Complex Financial Lives
Our asset protection strategies are designed to preserve your wealth against liability risks and unexpected events—while ensuring it's structured to support your family, your legacy, and your long-term financial goals at every stage of life.
Estate Planning & Wealth Transfer Strategies
Leave estate planning in the hands of expert professionals. We’ll coordinate with estate attorneys to create a seamless wealth transfer strategy that preserves your legacy, optimizes tax efficiency, and helps prevent unnecessary complications for your heirs.
Learn MoreLife Insurance Planning and Analysis
Get straightforward, unbiased advice on securing the right life insurance coverage for your needs. We’ll assess your current policies and, if gaps exist, guide you in obtaining additional coverage to optimize protection and support long-term financial stability — with no commissions influencing our recommendations.
Learn MoreProperty & Casualty Insurance Review
Get an objective review of your property and casualty insurance, including home, auto, and umbrella liability. We’ll help you compare insurance plans to secure the right protection without gaps or unnecessary expense, and advise you on when it makes sense to file a claim—and when it doesn’t.
Learn MoreDisability Insurance Analysis
Your ability to earn an income is one of your most valuable assets—and it deserves protection. We’ll help you evaluate your disability coverage to ensure it reflects your earning potential, especially if you rely on employer-provided benefits, and guide you in securing additional, unbiased coverage if needed.
Learn MoreIRS Account Monitoring
IRS account monitoring adds an extra layer of protection and peace of mind. We’ll watch your account for unexpected IRS tax notices, identity theft, discrepancies, and other issues to prevent surprises and protect your assets.
Learn MoreBusiness Insurance Planning
We’ll review your business insurance—general liability, professional liability, cyber liability, and directors & officers coverage—to identify gaps and recommend additional protection if needed. We also advise on legal structures like LLCs to help limit personal liability and strengthen your overall risk management strategy.
Learn MoreA Holistic Approach for Building, Managing, and Protecting Your Wealth
Our services cover every aspect of your financial life, so you’ll always have the guidance and clarity you need to build a prosperous future and preserve your legacy.
Wealth Management
Grow your wealth with tax-efficient investment strategies tailored to your goals, risk tolerance, and time horizon.
Learn MoreFinancial Planning
Gain the clarity and peace of mind that comes with detailed, goal-driven financial planning and ongoing analysis.
Learn MoreRetirement Planning
Secure the future you envision with flexible retirement planning designed to support your goals and lifestyle.
Learn MoreWho We Work With
At Citrine Capital, we specialize in helping members of the Bay Area’s vibrant business and tech community achieve their financial goals. We work closely with startup founders and business owners navigating rapid growth, as well as high-earning employees with equity packages.
With expertise in managing equity compensation and complex tax scenarios in one of the country’s most financially demanding regions, we’re well-positioned to help you navigate multi-layered financial decisions with strategic insight and control.
Discover the Citrine Capital Difference
The financial planners and tax professionals at Citrine Capital bring decades of combined experience to Bay Area professionals seeking to establish and secure their financial future. Our expert guidance is driven by our commitment to delivering personalized, unbiased, tax-smart strategies that grow with you.
Fee-Only Fiduciary Model
Our fee-only model means you can expect clear, impartial advice aligned with your goals, not driven by sales.
Learn MorePersonalized Planning for Bay Area Professionals
We tailor our guidance and strategy to the unique needs of those living and working in the Bay Area.
Learn MoreClient-Focused Wealth Strategies
With us, you can expect a comprehensive, personalized plan that evolves alongside your life and career.
Learn MoreStart Protecting Your Wealth Today
Asset protection is an indispensable part of your overall financial plan. If you’re looking to build a more resilient, future-ready financial strategy, we can help — one that not only safeguards your wealth, but also supports the people and causes you love for decades to come.
We’ll coordinate with your estate attorneys, insurance agents, and other professionals to identify potential risks and protection gaps. Then, we'll build a multi-layered plan to preserve your wealth, guard against liability, and ensure long-term financial security.
To get started, please complete a short questionnaire to help us determine whether we’re the right fit. Then, we’ll contact you to schedule a consultation, during which we’ll discuss your needs, goals, and any concerns you have surrounding your financial outlook. Start the process today and take the first step toward lasting financial security.