QSBS status can lead to substantial tax savings when you sell your shares, making it an attractive option for those involved in startups. In this blog post, we'll briefly explore what QSBS status is and the steps you can take to qualify for it.
Read MoreSudden market downturns can be unsettling. But historically, US equity returns following sharp declines have, on average, been positive. A broad market index tracking data since 1926 in the US shows that stocks have tended to deliver positive returns over one-year, three-year, and five-year periods following steep declines. Cumulative returns show this trend to striking effect, as seen in Exhibit 1.
Read MoreMuch like other disruptive technologies, Bitcoin has been heavily criticized and largely misunderstood. It is now positioned to challenge the legacy finance system as it reshapes our understanding of money.
Read MorePlanning to start a family as an LGBTQ+ couple or single person has some unique challenges that an intended parent, or parents, must consider.
Read MoreSome investors may worry about the stock market sinking after a recession is officially announced.
Read MoreEmbarking on the journey of homeownership is an exciting step in life, but it's essential to acknowledge the misconceptions that can cloud our judgment. There are numerous prevalent myths surrounding home ownership. Many may draw at your emotions, rather than relying on financial science.
Read MoreThe latter half of this year is poised to witness a flurry of highly anticipated Initial Public Offerings (IPOs) from tech giants like Instacart, Stripe, Reddit, Databricks, and Discord. For employees of these companies with equity holdings, it is crucial to approach these IPOs with a well-informed financial planning perspective.
Read MoreHere’s the good news: Stocks have delivered rewarding returns in the long run, even after adjusting for inflation.
Read MoreIncentive stock options (ISOs) are high risk, high reward opportunities, which often leads to high stress. Exercising early can be incredibly risky as it’s possible that you exercise before the stock falls in value. On the other hand, you can potentially save big on taxes if you exercise early, the stock soars, and you divest at the right time. Stock options are just one more consideration that leads to anxiety for startup founders and employees.
Read MoreWhile it is true that all hegemonies and global reserve currencies eventually fade, the fears surrounding the U.S. dollar are overblown. The U.S. dollar is still dominant with no realistic challengers, and it’s still incredibly safe to invest in U.S. companies.
Read MoreGoing public should not be the goal for every successful startup and small business. Founders need to plan for a variety of alternative liquidity and profitability options to maximize payouts and even lifestyle.
Read MoreSince 1926, the US stock market has rewarded investors with an annualized return of about 10%. But returns in any given year may be sky-high, extremely poor, or somewhere in between.
Read MoreTeaching your children about financial responsibility is one of the most important gifts they can receive. While it can not only set them up to become financially independent, it also teaches them important life values such as self-discipline, strong work ethic, and delayed gratification
Read MoreFounders and early employees of companies are often granted equity that can meet the rules for Qualified Small Business Stock (QSBS). QSBS treatment can provide significant tax benefits by excluding or reducing capital gains taxes when the stock is sold.
Read MoreWhile we all want to maximize returns, this can only be done by through high risk investments. This may be an appropriate strategy for some, but most of us cannot afford to put our assets at risk in order to maximize returns at all costs. Furthermore, Investing solely for maximum returns can lead to overlooking important factors such as diversification, financial goals, fees, taxes, and even your mental and psychical health.
Read MoreCompany stock options sometimes provide a large payoff, however they can also be costly to exercise and end up costing you large sums of money with little return. Below are a few best practices for maximizing the value and limiting the risks of exercising and selling your company stock options.
Read MoreDiversifying out of concentrated stock positions is the best move for 95% of employees. We’ve seen many hopes and dreams destroyed by over concentration in a portfolio. Below are some strategies for dealing with company stock.
Read MoreThe market is constantly processing new information, pricing in expectations for companies and the economy. Investors who look beyond after-the-fact headlines and stick to a plan may be better positioned for longterm success.
Read MoreGreat advisors want to do great work for their clients. They stake their business on doing
the right thing—and know that business success will follow.
Read MoreNegotiating your salary can be intimidating but DO NOT let that stop you, and never underestimate the importance of asking for what you deserve.
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